What do I need to bring when I apply for a mortgage?
Ryan Ward, Seattle Mortgage Banker, talks about what you should bring with you when you are applying for a home mortgage.
If you have evertyhing with you when you visit your loan consultant, you'll save a good amount of time. If you are applying for a home loan with Ryan Ward, please bring the following: 1. social security numbers for both you and your spouse, if both of you are applying for a loan. 2. copies of you checking and savings account statements for the past 2 months. 3. copies of your earnings statements for the past 2 months. 3. evidence of other assets like bonds, 401k account, or other investment houses. 4. copies of your past 2 years tax returns. 5. the name and address of somebody that can verify your employment. Depending on the particular loan your applying for, you may be required to bring in additional information.